About FinStack
contact@finstackfinance.comBob Mcal — Founder of FinStack Finance, based in Geneva
Passionate about personal finance and FIRE tools, I test and compare the calculators and offers I present on this site. I am not a financial adviser. All calculations are based on official sources (FINMA, the Swiss National Bank, and banks’ product factsheets) and verified. Educational content only.
Money decisions, explained
FinStack Finance is a personal finance website built around a simple purpose: helping readers understand the choices behind their money decisions. The journal covers emergency savings, debt repayment, budgeting, credit scores, investment diversification, compounding, and financial independence. Articles are available in English and Russian. They are intended for readers who want to compare options and understand trade-offs before acting, rather than follow a promise of fast wealth. A useful explanation should make its assumptions visible and leave room for different circumstances.
Tools alongside the reading
The compound-interest calculator lets readers change their current savings, monthly contribution, assumed annual return, and investment horizon. Its financial-independence estimate also uses monthly expenses. These are mathematical illustrations, not forecasts or recommendations. A constant return cannot represent the uneven path of real markets, and the figures exclude taxes, fees, and inflation. Try several assumptions, including a lower return or a longer timeline, and consider how those changes affect your plan. The calculator does not ask for account numbers, bank access, or a personal financial profile.
Finding relevant articles
Ask FinStack is an AI-assisted reading guide. A reader submits a finance question, and the service uses the site's article library to explain which articles may help. Its answers can be incomplete or mistaken. Read the linked material, check the underlying assumptions, and confirm important facts with an appropriate source. Do not submit account details, passwords, identification numbers, or other private information. The guide is not a financial adviser, and it does not assess whether a product or investment is suitable for an individual reader.
Commercial links and limitations
FinStack includes platform comparisons, external links, and a playbook listing. Some links may generate an affiliate commission when a qualifying action is completed. Availability, fees, rewards, and eligibility can vary by country and change over time; the provider's current terms take precedence. A platform appearing here is not a guarantee of safety or a recommendation to open an account. Cryptocurrency and other investments can lose value. Before sending money, confirm the destination, the seller's terms, the payment amount, and any refund conditions directly on the provider's page.
Editorial responsibility
Article pages identify the author as Bob Mcal, founder of FinStack Finance, based in Geneva. The site does not claim professional financial-adviser credentials. Educational examples may simplify situations that depend on local law, tax treatment, product terms, and personal circumstances. For advice about your own finances, consult a suitably qualified professional in your jurisdiction. Corrections should identify the article and the specific point that needs attention. You can email contact@finstackfinance.com with editorial questions. Our Contact and Disclaimer pages explain the boundaries of the material; the Privacy Policy describes the data used by the site's features.